Lease Rental Disclosures
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Tenant's Waiver of Insurance
If your tenant declines renters Insurance, landlords may use the Tenant's Waiver of Insurance form to assure liability on the tenant.
Document Last Modified: 1/15/2020
A landlord can require a renter to acquire renter’s insurance in most, but not all, states. Whether by law or by choice, if a tenant decides not to carry renter’s insurance, this handy Tenant’s Waiver of Insurance document will help clarify the situation when a tenant declines to carry his or her own renter’s insurance.
The waiver codifies that the landlord recommends that the tenant(s) obtain renter’s insurance, and that they have been made aware of the advantages of carrying such insurance. The form goes on to declare that the tenant is declining to get renter’s insurance. The tenant is made aware that the landlord will not be held liable for losses to the tenant’s personal belongings.
Using our special autofill technology, completing this document with all of the pertinent address information is completed in just a few steps. The document also includes numerous lines for several tenants to sign the document, if it applies, along with a place to indicate the date. The landlord will also sign and date the waiver.
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The best CYA tool in the business is the disclosure form. Never lease a home without knowing what you need to disclose to cover your… assets. Having the proper disclosures can keep you out of court and in compliance with your local and state laws.
When creating a lease agreement, you will have an opportunity in Step 7 of the lease wizard to select (or deselect) disclosures to include in your lease package. Pay particular attention to state-specific disclosures, and (as we try to say as often as possible) lead paint disclosures if your property was built before 1978!
Use a disclosure form:
- To warn of any potentially harmful materials or substances in the home (asbestos, mold, lead paint)
- To convey strict policies affecting a tenant’s decision to move in
- To meet local and jurisdictional requirements
- To capture and relay information regarding tenant security deposits
- To detail condition of property at onset of rental
- For tenant insurance waivers
- To provide pertinent historical information on properties whenever required
When in doubt, it is better to over-disclose than under-disclose, as it is often legally-required. Be sure the tenants sign the disclosures, and keep signed copies alongside the signed lease agreement in case you need to pronounce your perfect compliance in a future courtroom.