Illinois Flood Disclosure

Illinois Lease Requirements: Flood Disclosure

As of January 1, 2025, Illinois Landlords must provide Tenants with a flood disclosure before entering into a Lease Agreement.

Section 25 of the Illinois Landlord and Tenant Act requires Landlords to provide a Flood Disclosure stating:

1. Whether or not the rental unit is located within a FEMA Special Hazard Flood Area
2. ctual knowledge the Landlord has of the rental unit's flooding in the past
3. For basements, garden-level apartments, or first-floor units, whether the property has flooded in the past 10 years, and the frequency of the flooding.

In addition, the disclosure should state that:

• Properties may flood even if they’re not in a flood zone and haven’t flooded in the past
• Renters’ insurance may not cover flood damage
• FEMA resources are available to check the flood risk for the property

Landlords must provide this notice even if they do not have any information about the unit flooding. If a Landlord fails to provide a flood disclosure, the Tenant may terminate the rental agreement, sue for damages caused by flooding, and/or recover prepaid rent and fees.

All Illinois Landlords must provide Tenants with a Flood Disclosure when entering into an Illinois Lease Agreement.