Landlord Question and Answer Forum

Forum / State Landlord Tenant Law / Renter's Insurance
I own a condo in a building with 65 units. I have informed my tenant that I would like him to purchase renter's insurance. My condo association is saying that I have to require that he obtain a policy -- but there is nothing to that effect in the building's bylaws. I am maintaining a homeowner's insurance policy on the unit. Can the Association force me to force my tenant to get a policy, even though it's not a requirement in New Jersey? Thanks!
Maria J, NJ on Wednesday, August 24, 2011
RE: Renter's Insurance
I would recommend that you just simply include a clause in their lease to require renter's insurance
Posted by Donna , NC on Friday, August 26, 2011
RE: Renter's Insurance
I have in my lease it's required but it impossiable to make them get it???
Posted by Sheryl J, ID on Tuesday, August 30, 2011
RE: Renter's Insurance
I guess I could serve them a 3 day comply or quit???
Posted by Sheryl J, ID on Tuesday, August 30, 2011
RE: Renter's Insurance
You can make it a requirement for a tenant to obtain renter's insurance. I even ask for prrof from my tenants withing a certain amount of time. I also explain to my tenants that is just as much for their benefit and not an expensive insurance. Send notices if proof is not given. Then if you must send a notice to comply and start eviction as provided by your state's procedures. Once they realize you mean business, they will comply.
Posted by Denise S, PA on Wednesday, September 28, 2011
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