Landlord Question and Answer Forum

Forum / Real Estate Investing / Do you have taxes and insurance impounded?
I am not a fan of impound accounts and the lender I am working with does not require that I do so on non-owner occupied loans. I understand the eease but prefer to manage my own cash. What do you do?
Stuart P, AZ on Wednesday, November 17, 2010
RE: Do you have taxes and insurance impounded?
I prefer to have my mortgages escrow for taxes and insurance, to reduce the number of things I have to worry about. It also helps to make my cash flow more transparent.
Posted by Ralph F, CA on Friday, November 19, 2010
RE: Do you have taxes and insurance impounded?
Thanks Brian. I am a CFO by occupation so I accrue anyway. Conceptually I just have a problem paying for insurance and or taxes in advance and then pay monthly in advance for next years expense. I reduce my closing costs but do have to make sure I have the funds to pay the bills when they come due again. BTW - where are you in CA. I live in the Silicon Valley but my investments are in AZ.
Posted by Stuart P, AZ on Friday, November 19, 2010
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