Landlord Question and Answer Forum

Forum / Other / 'Derogatory" on Credit Report

I have a potential tenant who has several derogatory posts for seemimgly small bills. I'm afraid this pattern is her norm. Can you explain what 'derogatory' really means in terms of your credit rating?

Marcia T, VA on Wednesday, December 12, 2012

RE: 'Derogatory" on Credit Report

Most commonly it refers to late payments, but also includes other information that indicates credit risk. Things like collection accounts, foreclosures, bankruptcy, tax liens and civil judgments are also considered derogatory.

Posted by karen s, WI on Thursday, December 13, 2012

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